Client Resources

1hourbankruptcy does not offer debt remediation or credit counseling.  However, under current Bankruptcy laws, you must receive Budget & Credit Counseling from an approved agency within 180 days prior to filing for bankruptcy.  We are not affiliated with the agencies listed below, but have partnered with them to allow a more seamless access for our clients.  If you click on any of the links below, your certificate will be emailed directly to the attorney upon course completion.

Urgent Credit Counseling offers a course which is required to be done prior to filing for bankruptcy $20.00 per household


Counselors are available for one-on-one counseling and issuing certificates from 6 am to 11 pm (Pacific time), 7 days a week, except for observed holidays. Chat is available from 6 am to 6 pm Pacific time (9 am to 9 pm Eastern time) Monday through Friday.

Holidays observed: New Years Day, Memorial Day, Independence Day (Fourth of July), Labor Day, Thanksgiving, Christmas.

Debt Education and Certification Foundation (DECAF) Offers both the pre-filing and the post-filing course at $25.00 per household per course

Live customer support available 24/7. (Office may be closed some holidays)

Solid Start Financial (Cricket Debt) $24.00 per household for Post-Bankruptcy Filing Course

Monday through Friday 6am to 6pm Pacific Time. Online courses available in 68 languages.

Holidays observed: New Years Day, Memorial Day, Independence Day (Fourth of July), Labor Day, Thanksgiving, Christmas.